By Marcus Webb · Jun 23, 2026
Ripple gains preliminary MiCA license in Luxembourg, meeting the EU's July 1, 2026 deadline for crypto regulation compliance.
XRP · #6 by market cap
+0.41% 1h +7.59% 7d -9.19% 30d -51.48% 1y
Price data via CoinGecko API, refreshed every 60 seconds. Historical chart data daily-refreshed. See our methodology. Data & methodology reviewed by Maya Lin, Markets Editor · last editorial review Jul 2026.
At-a-glance summary generated from live market data. Figures update each refresh cycle; not investment advice.
XRP (XRP) is trading at $1.16, +7.59%% over the past week and -9.19%% over the month, as of Jul 4, 2026. Below is the latest reporting and analysis on XRP from the DMC News desk.
By Marcus Webb · Jun 23, 2026
Ripple gains preliminary MiCA license in Luxembourg, meeting the EU's July 1, 2026 deadline for crypto regulation compliance.
By Marcus Webb · Jun 16, 2026
Ripple targets Africa’s booming remittance market with Flutterwave investment in Series E funding. Ripple, valued at $50B.
→ XRP price prediction: 2026, 2027, 2030 & 2035 scenarios
All XRP news & analysis from our desk →
Indicators are for informational purposes only and do not constitute investment advice. Past performance does not guarantee future results.
Each candle is one week. The body spans the week's open and close (green when it closed higher, red when lower); the wick marks the weekly high and low. Data is real weekly OHLC from Binance (XRP/USDT), with weekly USD volume below.
Our quantitative model projects XRP (XRP) price scenarios from its 67.5% annualised volatility and a downward -51% trailing 12-month trend, with expected returns decaying toward a long-run baseline as the asset matures. At today's price of $1.16, the base case points to roughly $1.14 by end of 2026 and $1.43 by 2035 (a bull case near $2.95, a bear case near $0.4583).
| Year | Bear | Base | Bull | Base ROI |
|---|---|---|---|---|
| 2026 | $0.9124 | $1.14 | $1.49 | -2% |
| 2027 | $0.7232 | $1.10 | $1.69 | -5% |
| 2028 | $0.6073 | $1.09 | $1.85 | -6% |
| 2029 | $0.5229 | $1.10 | $2.00 | -5% |
| 2030 | $0.4557 | $1.13 | $2.17 | -3% |
| 2035 | $0.4583 | $1.43 | $2.95 | +23% |
A prolonged risk-off market, weaker liquidity or coin-specific setbacks could press XRP toward $0.4583 by 2035. Drawdowns of 50–80% are historically normal for crypto assets.
Steady adoption in line with the broader market puts XRP near $1.43 by 2035 — about +23% versus today.
A strong cycle, accelerating demand or a structural catalyst could lift XRP toward $2.95 by 2035, which would require reclaiming and exceeding its prior all-time high.
The projection is generated algorithmically from XRP's own price history — there is no human price target. We measure realised volatility from up to a year of the asset's own price history (daily where available, otherwise weekly) and anchor a base annual growth rate to recent momentum, then decay that rate toward a conservative long-run baseline (compounding compresses as an asset matures). Bear and bull bands widen with volatility scaled by the square root of the horizon, and the bear case is floored to remain realistic. Outputs are rounded scenario estimates, not guarantees.
Not financial advice. Cryptocurrency is highly volatile and these model-based scenarios can be wrong by a wide margin. Do your own research.
XRP (XRP) trades at $1.16, ranked #6 by market capitalisation. The tables below summarise its performance across timeframes and its core supply and valuation metrics.
| Period | Change |
|---|---|
| 1 hour | +0.4% |
| 24 hours | +3.0% |
| 7 days | +7.6% |
| 30 days | -9.2% |
| 90 days | -17.5% |
| 1 year | -51.5% |
| From all-time high | -68.1% |
| From all-time low | +43,184.0% |
| Market cap | $72.37B #6 |
| Fully diluted valuation | $111.49B |
| 24h trading volume | $1.49B |
| Volume / market cap | 2.1% |
| Market dominance | 3.3% |
| Circulating supply | 62.24B XRP 62% |
| Total supply | 99.99B XRP |
| Max supply | 100.00B XRP |
| All-time high | $3.65 Jul 18, 2025 |
| All-time low | $0.0026862 May 22, 2014 |
XRP (XRP) is a decentralised-finance protocol token, used for governance and to align incentives across a permissionless financial application such as lending, trading or yield. Its value tends to track the protocol's usage, total value locked and fee generation. As of July 2026, XRP is the #6 cryptocurrency by market capitalisation, trading near $1.16.
The protocol runs as a set of audited smart contracts that anyone can use without intermediaries. Token holders typically govern parameters — fees, supported assets, incentives — and in some designs receive a share of protocol revenue, aligning their interests with long-term usage.
XRP's price reflects the balance of supply and demand. With a capped maximum supply of 100.00B XRP (62% already circulating), scarcity is a structural part of the story — fresh demand has to compete for a limited float. On the demand side, the main forces are the broader crypto market cycle (assets tend to rise and fall together with Bitcoin and overall liquidity), real usage and adoption of the protocol, macro conditions such as interest rates and risk appetite, and project-specific catalysts like upgrades, listings, partnerships or regulation. At roughly 68% below its all-time high, a meaningful part of any bull case is simply recovering ground already proven possible.
There is no one-size-fits-all answer. XRP offers exposure to a specific corner of the crypto market with its own adoption thesis, but every cryptocurrency carries real risk: prices are highly volatile, drawdowns of 50–80% are historically normal, and outcomes depend on execution, competition and an evolving regulatory landscape. A reasonable approach is to size any position to what you can afford to lose, treat the model-based scenarios above as illustrations rather than promises, and weigh XRP's fundamentals against alternatives. This is information, not financial advice.
Sentiment votes are crowd-sourced and may not reflect actual price movements. Community and dev metrics indicate ecosystem health, not investment quality.
Calculations use historical end-of-day prices. Past performance is not indicative of future results. Cryptocurrency investments carry significant risk.
| # | Exchange | Pair | Price | |
|---|---|---|---|---|
| 1 | CoinUp.io | XRP/USDT | $1.17 | Trade ↗ |
| 2 | Binance | XRP/USDT | $1.17 | Trade ↗ |
| 3 | Coinbase International Exchange | XRP/USDC | $1.17 | Trade ↗ |
| 4 | Coinbase Exchange | XRP/USD | $1.17 | Trade ↗ |
| 5 | BloFin | XRP/USDT | $1.17 | Trade ↗ |
| 6 | WEEX | XRP/USDT | $1.17 | Trade ↗ |
| 7 | BitMart | XRP/USDT | $1.17 | Trade ↗ |
| 8 | AscendEX (BitMax) | XRP/USDT | $1.17 | Trade ↗ |
| 9 | KuCoin | XRP/USDT | $1.17 | Trade ↗ |
| 10 | BTCC | XRP/USDT | $1.17 | Trade ↗ |
Trust score reflects exchange liquidity, age, and order book depth (CoinGecko methodology). External links are not endorsements — always verify the exchange in your jurisdiction.
Live market data, refreshed continuously. Click any coin to view its full profile.
Each axis is scaled to the largest value across the compared coins (= 100). Larger polygons indicate higher overall metrics. "Stability" is the inverse of 30-day volatility.
Capped supply — no further issuance possible above 100,000,000,000 XRP.
At $1.16, XRP (XRP) is currently deep in a drawdown from its all-time high. That is 68.1% below the record high of $3.65, and roughly 43,184% above the all-time low of $0.0026862.
Momentum-wise, XRP has drifted lower over the past month (+7.59% (7d), -9.19% (30d), -51.48% (1y)). With 24-hour volume at 2.1% of market cap, turnover is relatively thin, so larger orders can move the price more easily. Crypto prices are highly volatile; these readings describe recent history, not a forecast.
As a smart-contract platform, demand for XRP is tied to on-chain activity — transaction fees, the number and quality of applications, total value locked (TVL), and developer adoption. Network upgrades and competition from rival chains are key swing factors.
Because the supply of XRP is hard-capped at 100,000,000,000 XRP, the scarcity narrative — fewer new tokens entering circulation over time — is a core part of its investment thesis.
Like nearly all crypto assets, XRP also trades with a strong correlation to Bitcoin and to overall risk appetite. Macro liquidity, US-dollar strength, interest-rate expectations, regulatory headlines and new exchange listings can all move the price independently of project fundamentals.
XRP is the native digital asset of the XRP Ledger (XRPL), an open-source, decentralised blockchain launched in 2012 by Jed McCaleb, Arthur Britto and David Schwartz. It was designed for fast, low-cost value transfer and payments rather than smart-contract programmability.
Unlike Bitcoin or Ethereum, the XRPL uses a Federated Byzantine Agreement consensus protocol — there is no mining and no staking. A network of independent validators agrees on transaction ordering every 3–5 seconds, giving the ledger fast finality and very low fees (a fraction of a cent). A small amount of XRP is destroyed with every transaction as an anti-spam measure.
The total supply of XRP is fixed at 100 billion, all created at launch. Ripple, the company that builds payment software on top of the XRPL, holds a large portion in escrow, releasing up to 1 billion XRP per month on a schedule (with most typically returned to escrow). XRP is used as a bridge asset for cross-border settlement and within Ripple's liquidity products.
XRP spent years at the centre of a US legal dispute over whether it is a security. A 2023 court ruling found that programmatic XRP sales on exchanges were not securities transactions, which shaped how the token trades in the US. The XRPL also natively supports a decentralised exchange, issued tokens and, more recently, NFTs and smart-contract sidechains.
XRP (XRP) is a cryptocurrency listed on global exchanges and tracked across major data providers. It currently ranks #6 among all cryptocurrencies by total market value. It belongs to the Smart Contract Platform and Layer 1 (L1) category. Live price, market cap, trading volume, and historical performance are displayed on this page and refreshed continuously.
XRP is the native token of the XRP Ledger (XRPL), a permissionless distributed ledger that uses a unique Federated Byzantine Agreement consensus protocol (no mining, no PoS staking). Validators reach consensus on transaction ordering and inclusion every 3-5 seconds. The XRPL has a built-in decentralised exchange (DEX) and supports issued tokens and NFTs natively. XRP supply is fixed at 100 billion, with a small per-transaction burn that slowly reduces total supply. Ripple Labs, the company that originally developed the XRPL, holds a large portion of XRP in escrow released on a monthly schedule.
There are currently 62,241,508,805 XRP in circulation out of a maximum supply of 100,000,000,000, meaning approximately 62.2% of the total XRP that will ever exist has been issued. New tokens enter circulation through the protocol's pre-defined emission schedule.
XRP reached an all-time high of $3.65 on July 18, 2025. Currently the price sits 68.1% below this peak. All-time highs are useful benchmarks for assessing the asset's historical price range, but past performance does not predict future results.
XRP (XRP) is traded on most major cryptocurrency exchanges, including Binance, Coinbase, Kraken, OKX, Bybit, and Bitstamp. Availability depends on your jurisdiction and the exchange's listings. After purchase, many users transfer their XRP to a self-custody wallet for long-term storage. This information is educational and does not constitute investment advice.
Cryptocurrencies, including XRP, are highly volatile and carry significant risk of loss. Over the past year, XRP has lost approximately 51.5% of its value. Whether XRP is appropriate for a given portfolio depends on the investor's individual risk tolerance, time horizon, and financial situation. Always research the project's fundamentals, understand the risks, and only allocate capital you can afford to lose. This page provides market data only, not personalised investment advice. Consider consulting a licensed financial advisor before making investment decisions.
Bitcoin (BTC) was the first cryptocurrency, designed primarily as a digital store of value and peer-to-peer payment network with a fixed supply of 21 million coins. XRP (XRP) focuses on smart contract platform use cases, with a different technical design, supply schedule, and ecosystem. Bitcoin derives its value primarily from scarcity, security, and brand recognition, while XRP's value is tied to adoption within its specific use case and underlying network effects.
XRP (XRP) has a market capitalisation of approximately $72.37B, which ranks it #6 among all cryptocurrencies. Market cap is calculated as the circulating supply multiplied by the current price and is the most common way to compare the relative size of cryptocurrencies. It updates continuously as the price moves.
The price of XRP (XRP) is set continuously by supply and demand across global exchanges. The main factors are its circulating and maximum supply, trading volume and liquidity, overall crypto-market sentiment, its correlation with Bitcoin, regulatory developments, and real adoption of the underlying network. Because the market trades 24 hours a day, the price can change at any moment.
No one can reliably predict the future price of XRP or any cryptocurrency. Where sufficient history is available, this page shows a model-based forecast range derived from historical volatility and trend — it should be read as a scenario illustration, not a target or a promise. Crypto prices are highly volatile and shaped by events no model can foresee, so always do your own research and never invest more than you can afford to lose.
"Safe" depends on two separate things: how you hold XRP (XRP), and price risk. For custody, use reputable exchanges and consider a self-custody hardware wallet for larger amounts, and never share your private keys or seed phrase. For price, every cryptocurrency is volatile and can lose value quickly, so only commit capital you can afford to lose. Being listed on major exchanges is not an endorsement or a guarantee against loss.
Whether XRP can be staked depends on its consensus mechanism. Proof-of-Stake networks let holders lock XRP — by running a validator or delegating to one — to help secure the network and earn rewards. Check XRP's underlying technology first, use only reputable providers, and be aware that staked funds can face lock-up periods and, on some networks, slashing penalties.