SoFiUSD Price
SOFID · #128 by market cap
+0.00% 1h -0.02% 7d +0.01% 30d — 1y
Price data via CoinGecko API, refreshed every 60 seconds. Historical chart data daily-refreshed. See our methodology. Data & methodology reviewed by Maya Lin, Markets Editor · last editorial review Sep 2026.
SoFiUSD — key takeaways
- SoFiUSD (SOFID) trades at $0.9993 and ranks #128 by market capitalisation, with a market cap of $324.19M.
- It is trading 0.3% below its all-time high of $1.00 set in August 2026, and 1% above its all-time low.
- SOFID is +0.01% over 30 days.
- SoFiUSD has an uncapped supply, currently around 324,436,146 SOFID in circulation.
- 24-hour volume of $10.10M equals 3.1% of market cap — a moderate liquidity profile.
- Sector: Stablecoins, USD Stablecoin, Solana Ecosystem.
At-a-glance summary generated from live market data. Figures update each refresh cycle; not investment advice.
What’s moving SoFiUSD
SoFiUSD (SOFID) is trading at $0.9993, -0.02%% over the past week and +0.01%% over the month, as of Sep 16, 2026. Below is the latest reporting and analysis on SoFiUSD from the DMC News desk.
→ SoFiUSD price prediction: 2026, 2027, 2030 & 2035 scenarios
All SoFiUSD news & analysis from our desk →
Technical snapshot
Derived from 54-day price historyIndicators are for informational purposes only and do not constitute investment advice. Past performance does not guarantee future results.
SOFID weekly price chart (1 year)
+0.0% 1YEach candle is one week. The body spans the week's open and close (green when it closed higher, red when lower); the wick marks the weekly high and low. Candles are aggregated from daily closing prices, so weekly highs and lows reflect daily closes rather than intraday extremes. Volume bars below show weekly trading activity.
SoFiUSD price prediction & peg outlook
SoFiUSD (SOFID) is a stablecoin engineered to track $1.00, so a conventional appreciation forecast does not apply. The relevant question is peg stability: over the trailing year its price has held within a tight band (realised volatility ≈ 30.0%), and the model's expectation across 2026–2035 remains anchored at $1.00 under normal conditions, with transient depegs possible during market stress or reserve/redemption disruptions. Evaluate the collateral model, attestations and redemption mechanism rather than price targets.
SoFiUSD price returns & market statistics
SoFiUSD (SOFID) trades at $0.9993, ranked #128 by market capitalisation. The tables below summarise its performance across timeframes and its core supply and valuation metrics.
| Period | Change |
|---|---|
| 1 hour | +0.0% |
| 24 hours | 0.0% |
| 7 days | 0.0% |
| 30 days | +0.0% |
| 1 year | +0.0% |
| From all-time high | -0.3% |
| From all-time low | +0.8% |
| Market cap | $324.19M #128 |
| Fully diluted valuation | $324.19M |
| 24h trading volume | $10.10M |
| Volume / market cap | 3.1% |
| Market dominance | 0.01% |
| Circulating supply | 324.44M SOFID |
| Total supply | 324.44M SOFID |
| Max supply | ∞ |
| All-time high | $1.00 Aug 7, 2026 |
| All-time low | $0.9911 Aug 4, 2026 |
Understanding SoFiUSD
What is SoFiUSD (SOFID)?
SoFiUSD (SOFID) is a stablecoin designed to hold a value of roughly $1.00, giving traders and users a way to move in and out of crypto positions and settle payments without exposure to volatile price swings. Its usefulness depends on the quality of its reserves or collateral and the reliability of its redemption mechanism. As of September 2026, SoFiUSD is the #128 cryptocurrency by market capitalisation, trading near $0.9993.
How does SoFiUSD work?
The peg is maintained either by holding reserves (cash and short-term instruments) that back each token one-for-one, or by algorithmic and crypto-collateralised mechanisms that expand and contract supply. Arbitrageurs profit from buying below $1 and selling above it, which pulls the price back toward parity.
ROI calculator
Hypothetical · educational onlyCalculations use historical end-of-day prices. Past performance is not indicative of future results. Cryptocurrency investments carry significant risk.
Where to trade SoFiUSD
10 exchanges · sorted by volume| # | Exchange | Pair | Price | |
|---|---|---|---|---|
| 1 | Bullish | SOFID/USDC | $0.9992 | Trade ↗ |
| 2 | Bullish | BTC/SOFID | $0.9995 | Trade ↗ |
| 3 | Kraken | ETH/SOFID | $0.9995 | Trade ↗ |
| 4 | Kraken | SOFID/USD | $0.9999 | Trade ↗ |
| 5 | Kraken | SOL/SOFID | $0.9995 | Trade ↗ |
| 6 | Kraken | SOFID/USDC | $0.9998 | Trade ↗ |
| 7 | Bullish | SOL/SOFID | $0.9995 | Trade ↗ |
| 8 | Kraken | XBT/SOFID | $0.9993 | Trade ↗ |
| 9 | Bullish | ETH/SOFID | $0.9995 | Trade ↗ |
| 10 | Kraken | SOFID/USDT | $0.9997 | Trade ↗ |
Trust score reflects exchange liquidity, age, and order book depth (CoinGecko methodology). External links are not endorsements — always verify the exchange in your jurisdiction.
Other stablecoins
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USDT
Tether
#3
USDC
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#6
USDS
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#13
USDE
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#21
DAI
Dai
#22
USD1
USD1
#24
USDG
Global Dollar
#30
PYUSD
PayPal USD
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RLUSD
Ripple USD
#42
Live market data, refreshed continuously. Click any coin to view its full profile.
Compared to peers
Normalised · max = 100
SoFiUSD
SOFID
Bitcoin
BTC
Tether
USDT
Each axis is scaled to the largest value across the compared coins (= 100). Larger polygons indicate higher overall metrics. "Stability" is the inverse of 30-day volatility.
Tokenomics & supply
Total issued: 324,436,146 SOFID- Circulating 324,436,146 SOFID 100.0%
Uncapped supply — new tokens enter circulation per protocol schedule.
SoFiUSD price analysis
At $0.9993, SoFiUSD (SOFID) is currently within striking distance of record territory. That is 0.3% below the record high of $1.00, and roughly 1% above the all-time low of $0.9911.
Momentum-wise, SOFID has traded broadly sideways over the past month (-0.02% (7d), +0.01% (30d)). With 24-hour volume at 3.1% of market cap, turnover is moderate. Crypto prices are highly volatile; these readings describe recent history, not a forecast.
What drives the price of SoFiUSD?
As a stablecoin, SOFID is designed to track the US dollar, so its price should stay near $1.00. What matters is not appreciation but peg stability, the quality and transparency of reserves, and total supply — supply growth signals rising demand for on-chain dollar liquidity.
SoFiUSD has no fixed supply cap, so the rate of new issuance (and any burn mechanism that removes tokens) is an important driver of its long-term price.
Like nearly all crypto assets, SOFID also trades with a strong correlation to Bitcoin and to overall risk appetite. Macro liquidity, US-dollar strength, interest-rate expectations, regulatory headlines and new exchange listings can all move the price independently of project fundamentals.
Risks & considerations
- High volatility. SoFiUSD can gain or lose a large share of its value in a short time.
- Regulatory uncertainty. Crypto rules differ by jurisdiction and continue to evolve, which can affect availability, liquidity and price.
- De-peg & issuer risk. The value depends on the issuer holding adequate, redeemable reserves; stablecoins have broken their peg before during stress events.
- Not advice. Only allocate capital you can afford to lose, and consider consulting a licensed financial adviser. Nothing on this page is personalised investment advice.
About SoFiUSD
SoFiUSD is a fully reserved U.S. dollar stablecoin issued by SoFi Bank, N.A., making SoFi the first national bank to launch a stablecoin on a public, permissionless blockchain. It is backed 1:1 by cash with reserves held in the bank’s federal account, enabling immediate redemption while minimizing liquidity and credit risk.
Read full description ↓
SoFi is opening access to its stablecoin infrastructure so banks, fintechs, and enterprises can integrate SoFiUSD into settlement flows or issue white‑label stablecoins using SoFi’s regulatory, operational, and reserve framework.
Frequently asked questions about SoFiUSD
What is SoFiUSD (SOFID)?
SoFiUSD (SOFID) is a cryptocurrency listed on global exchanges and tracked across major data providers. It currently ranks #128 among all cryptocurrencies by total market value. It belongs to the Stablecoins and USD Stablecoin category. Live price, market cap, trading volume, and historical performance are displayed on this page and refreshed continuously.
How does SoFiUSD work?
SoFiUSD is a decentralised cryptocurrency with transactions recorded on a public blockchain. The exact consensus mechanism and economic policy are defined in the protocol underlying codebase — refer to the project website for technical details.
How much SoFiUSD is in circulation?
SoFiUSD has no hard supply cap. There are currently 324,436,146 SOFID in circulation, and the supply continues to grow at a rate determined by the protocol's issuance schedule.
What is the all-time high price of SoFiUSD?
SoFiUSD reached an all-time high of $1.00 on August 7, 2026. Currently the price sits 0.3% below this peak. All-time highs are useful benchmarks for assessing the asset's historical price range, but past performance does not predict future results.
How can I buy SoFiUSD?
SoFiUSD (SOFID) is traded on most major cryptocurrency exchanges, including Binance, Coinbase, Kraken, OKX, Bybit, and Bitstamp. Availability depends on your jurisdiction and the exchange's listings. After purchase, many users transfer their SOFID to a self-custody wallet for long-term storage. This information is educational and does not constitute investment advice.
Is SoFiUSD a good investment?
Cryptocurrencies, including SoFiUSD, are highly volatile and carry significant risk of loss. Whether SoFiUSD is appropriate for a given portfolio depends on the investor's individual risk tolerance, time horizon, and financial situation. Always research the project's fundamentals, understand the risks, and only allocate capital you can afford to lose. This page provides market data only, not personalised investment advice. Consider consulting a licensed financial advisor before making investment decisions.
How is SoFiUSD different from Bitcoin?
Bitcoin (BTC) was the first cryptocurrency, designed primarily as a digital store of value and peer-to-peer payment network with a fixed supply of 21 million coins. SoFiUSD (SOFID) focuses on stablecoins use cases, with a different technical design, supply schedule, and ecosystem. Bitcoin derives its value primarily from scarcity, security, and brand recognition, while SoFiUSD's value is tied to adoption within its specific use case and underlying network effects.
What is the market cap of SoFiUSD?
SoFiUSD (SOFID) has a market capitalisation of approximately $324.19M, which ranks it #128 among all cryptocurrencies. Market cap is calculated as the circulating supply multiplied by the current price and is the most common way to compare the relative size of cryptocurrencies. It updates continuously as the price moves.
What determines the price of SoFiUSD?
The price of SoFiUSD (SOFID) is set continuously by supply and demand across global exchanges. The main factors are its circulating and maximum supply, trading volume and liquidity, overall crypto-market sentiment, its correlation with Bitcoin, regulatory developments, and real adoption of the underlying network. Because the market trades 24 hours a day, the price can change at any moment.
What is the SoFiUSD price prediction?
No one can reliably predict the future price of SoFiUSD or any cryptocurrency. Where sufficient history is available, this page shows a model-based forecast range derived from historical volatility and trend — it should be read as a scenario illustration, not a target or a promise. Crypto prices are highly volatile and shaped by events no model can foresee, so always do your own research and never invest more than you can afford to lose.
Is SoFiUSD safe?
"Safe" depends on two separate things: how you hold SoFiUSD (SOFID), and price risk. For custody, use reputable exchanges and consider a self-custody hardware wallet for larger amounts, and never share your private keys or seed phrase. For price, every cryptocurrency is volatile and can lose value quickly, so only commit capital you can afford to lose. Being listed on major exchanges is not an endorsement or a guarantee against loss.
Can I stake SoFiUSD?
Whether SoFiUSD can be staked depends on its consensus mechanism. Proof-of-Stake networks let holders lock SOFID — by running a validator or delegating to one — to help secure the network and earn rewards. Check SoFiUSD's underlying technology first, use only reputable providers, and be aware that staked funds can face lock-up periods and, on some networks, slashing penalties.