USDai Price
USDAI · #173 by market cap
-0.01% 1h -0.02% 7d -0.01% 30d -2.85% 1y
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Price data via CoinGecko API, refreshed every 60 seconds. Historical chart data daily-refreshed. See our methodology. Data & methodology reviewed by Maya Lin, Markets Editor · last editorial review Sep 2026.
USDai — key takeaways
- USDai (USDAI) trades at $0.9998 and ranks #173 by market capitalisation, with a market cap of $242.28M.
- It is trading 16.0% below its all-time high of $1.19 set in September 2025, and 30% above its all-time low.
- USDAI is -0.01% over 30 days and -2.85% over the past year.
- USDai has an uncapped supply, currently around 242,327,178 USDAI in circulation.
- 24-hour volume of $3.10M equals 1.3% of market cap — a thin liquidity profile, which can amplify price moves.
- Sector: Arbitrum Ecosystem, Ethereum Ecosystem, Base Ecosystem.
At-a-glance summary generated from live market data. Figures update each refresh cycle; not investment advice.
What’s moving USDai
USDai (USDAI) is trading at $0.9998, -0.02%% over the past week and -0.01%% over the month, as of Sep 30, 2026. Below is the latest reporting and analysis on USDai from the DMC News desk.
→ USDai price prediction: 2026, 2027, 2030 & 2035 scenarios
All USDai news & analysis from our desk →
USDai price prediction & peg outlook
USDai (USDAI) is a stablecoin engineered to track $1.00, so a conventional appreciation forecast does not apply. The relevant question is peg stability: over the trailing year its price has held within a tight band (realised volatility ≈ 110.0%), and the model's expectation across 2026–2035 remains anchored at $1.00 under normal conditions, with transient depegs possible during market stress or reserve/redemption disruptions. Evaluate the collateral model, attestations and redemption mechanism rather than price targets.
USDai price returns & market statistics
USDai (USDAI) trades at $0.9998, ranked #173 by market capitalisation. The tables below summarise its performance across timeframes and its core supply and valuation metrics.
| Period | Change |
|---|---|
| 1 hour | 0.0% |
| 24 hours | 0.0% |
| 7 days | 0.0% |
| 30 days | 0.0% |
| 1 year | -2.9% |
| From all-time high | -16.0% |
| From all-time low | +29.9% |
| Market cap | $242.28M #173 |
| Fully diluted valuation | $242.28M |
| 24h trading volume | $3.10M |
| Volume / market cap | 1.3% |
| Market dominance | 0.01% |
| Circulating supply | 242.33M USDAI |
| Total supply | 242.55M USDAI |
| Max supply | ∞ |
| All-time high | $1.19 Sep 4, 2025 |
| All-time low | $0.7698 Sep 26, 2025 |
Understanding USDai
What is USDai (USDAI)?
USDai (USDAI) is a stablecoin designed to hold a value of roughly $1.00, giving traders and users a way to move in and out of crypto positions and settle payments without exposure to volatile price swings. Its usefulness depends on the quality of its reserves or collateral and the reliability of its redemption mechanism. As of September 2026, USDai is the #173 cryptocurrency by market capitalisation, trading near $0.9998.
How does USDai work?
The peg is maintained either by holding reserves (cash and short-term instruments) that back each token one-for-one, or by algorithmic and crypto-collateralised mechanisms that expand and contract supply. Arbitrageurs profit from buying below $1 and selling above it, which pulls the price back toward parity.
ROI calculator
Hypothetical · educational onlyCalculations use historical end-of-day prices. Past performance is not indicative of future results. Cryptocurrency investments carry significant risk.
Where to trade USDai
9 exchanges · sorted by volume| # | Exchange | Pair | Price | |
|---|---|---|---|---|
| 1 | Fluid (Arbitrum) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XAF88D065E77C8CC2239327C5EDB3A432268E5831 | $0.9998 | Trade ↗ |
| 2 | Uniswap V4 (Arbitrum) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XAF88D065E77C8CC2239327C5EDB3A432268E5831 | $1.0000 | Trade ↗ |
| 3 | Curve (Arbitrum) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XAF88D065E77C8CC2239327C5EDB3A432268E5831 | $1.00 | Trade ↗ |
| 4 | Balancer V3 (Plasma) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XE0126F0C4451B2B917064A93040FD4770D6774B5 | $1.00 | |
| 5 | Fluid (Plasma) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XB8CE59FC3717ADA4C02EADF9682A9E934F625EBB | $1.00 | |
| 6 | Fluid (Ethereum) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XA0B86991C6218B36C1D19D4A2E9EB0CE3606EB48 | $0.9998 | |
| 7 | Curve (Arbitrum) | 0X80EEDE496655FB9047DD39D9F418D5483ED600DF/0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF | $1.00 | Trade ↗ |
| 8 | Aerodrome Slipstream 2 | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0X833589FCD6EDB6E08F4C7C32D4F71B54BDA02913 | $0.9991 | Trade ↗ |
| 9 | Uniswap V4 (Arbitrum) | 0X0A1A1A107E45B7CED86833863F482BC5F4ED82EF/0XAF88D065E77C8CC2239327C5EDB3A432268E5831 | $0.9997 | Trade ↗ |
Trust score reflects exchange liquidity, age, and order book depth (CoinGecko methodology). External links are not endorsements — always verify the exchange in your jurisdiction.
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Live market data, refreshed continuously. Click any coin to view its full profile.
Compared to peers
Normalised · max = 100
USDai
USDAI
Bitcoin
BTC
Tether
USDT
Each axis is scaled to the largest value across the compared coins (= 100). Larger polygons indicate higher overall metrics. "Stability" is the inverse of 30-day volatility.
Tokenomics & supply
Total issued: 242,545,821 USDAI- Circulating 242,327,178 USDAI 99.9%
- Issued but locked 218,642 USDAI 0.1%
Uncapped supply — new tokens enter circulation per protocol schedule.
USDai price analysis
At $0.9998, USDai (USDAI) is currently well below its previous peak. That is 16.0% below the record high of $1.19, and roughly 30% above the all-time low of $0.7698.
Momentum-wise, USDAI has traded broadly sideways over the past month (-0.02% (7d), -0.01% (30d), -2.85% (1y)). With 24-hour volume at 1.3% of market cap, turnover is relatively thin, so larger orders can move the price more easily. Crypto prices are highly volatile; these readings describe recent history, not a forecast.
What drives the price of USDai?
As a stablecoin, USDAI is designed to track the US dollar, so its price should stay near $1.00. What matters is not appreciation but peg stability, the quality and transparency of reserves, and total supply — supply growth signals rising demand for on-chain dollar liquidity.
USDai has no fixed supply cap, so the rate of new issuance (and any burn mechanism that removes tokens) is an important driver of its long-term price.
Like nearly all crypto assets, USDAI also trades with a strong correlation to Bitcoin and to overall risk appetite. Macro liquidity, US-dollar strength, interest-rate expectations, regulatory headlines and new exchange listings can all move the price independently of project fundamentals.
Risks & considerations
- High volatility. USDai can gain or lose a large share of its value in a short time. Over the past year alone USDAI has moved about 3%.
- Regulatory uncertainty. Crypto rules differ by jurisdiction and continue to evolve, which can affect availability, liquidity and price.
- De-peg & issuer risk. The value depends on the issuer holding adequate, redeemable reserves; stablecoins have broken their peg before during stress events.
- Liquidity & concentration. Thinner markets and concentrated holdings can amplify price swings and make large positions hard to exit.
- Not advice. Only allocate capital you can afford to lose, and consider consulting a licensed financial adviser. Nothing on this page is personalised investment advice.
About USDai
USD.AI is a yield-bearing synthetic dollar backed by loans against AI hardware, compute, and DePIN assets. Targeting 15–25% APR, it functions like a high-yield bond index tied to income-generating infrastructure equipment, paired with additional mechanisms that allow arbitrageurs to bring back USDai back to a peg. USD.AI bridges the gap between amortizing AI hard assets and the financing needed to scale such productive infrastructure. Meanwhile, DePIN projects can achieve >300% growth using debt, driving reinvestment and scalability in their network.
Frequently asked questions about USDai
What is USDai (USDAI)?
USDai (USDAI) is a cryptocurrency listed on global exchanges and tracked across major data providers. It currently ranks #173 among all cryptocurrencies by total market value. It belongs to the Arbitrum Ecosystem and Ethereum Ecosystem category. Live price, market cap, trading volume, and historical performance are displayed on this page and refreshed continuously.
How does USDai work?
USDai is a decentralised cryptocurrency with transactions recorded on a public blockchain. The exact consensus mechanism and economic policy are defined in the protocol underlying codebase — refer to the project website for technical details.
How much USDai is in circulation?
USDai has no hard supply cap. There are currently 242,327,178 USDAI in circulation, and the supply continues to grow at a rate determined by the protocol's issuance schedule.
What is the all-time high price of USDai?
USDai reached an all-time high of $1.19 on September 4, 2025. Currently the price sits 16% below this peak. All-time highs are useful benchmarks for assessing the asset's historical price range, but past performance does not predict future results.
How can I buy USDai?
USDai (USDAI) is traded on most major cryptocurrency exchanges, including Binance, Coinbase, Kraken, OKX, Bybit, and Bitstamp. Availability depends on your jurisdiction and the exchange's listings. After purchase, many users transfer their USDAI to a self-custody wallet for long-term storage. This information is educational and does not constitute investment advice.
Is USDai a good investment?
Cryptocurrencies, including USDai, are highly volatile and carry significant risk of loss. Over the past year, USDAI has lost approximately 2.9% of its value. Whether USDai is appropriate for a given portfolio depends on the investor's individual risk tolerance, time horizon, and financial situation. Always research the project's fundamentals, understand the risks, and only allocate capital you can afford to lose. This page provides market data only, not personalised investment advice. Consider consulting a licensed financial advisor before making investment decisions.
How is USDai different from Bitcoin?
Bitcoin (BTC) was the first cryptocurrency, designed primarily as a digital store of value and peer-to-peer payment network with a fixed supply of 21 million coins. USDai (USDAI) focuses on arbitrum ecosystem use cases, with a different technical design, supply schedule, and ecosystem. Bitcoin derives its value primarily from scarcity, security, and brand recognition, while USDai's value is tied to adoption within its specific use case and underlying network effects.
What is the market cap of USDai?
USDai (USDAI) has a market capitalisation of approximately $242.28M, which ranks it #173 among all cryptocurrencies. Market cap is calculated as the circulating supply multiplied by the current price and is the most common way to compare the relative size of cryptocurrencies. It updates continuously as the price moves.
What determines the price of USDai?
The price of USDai (USDAI) is set continuously by supply and demand across global exchanges. The main factors are its circulating and maximum supply, trading volume and liquidity, overall crypto-market sentiment, its correlation with Bitcoin, regulatory developments, and real adoption of the underlying network. Because the market trades 24 hours a day, the price can change at any moment.
What is the USDai price prediction?
No one can reliably predict the future price of USDai or any cryptocurrency. Where sufficient history is available, this page shows a model-based forecast range derived from historical volatility and trend — it should be read as a scenario illustration, not a target or a promise. Crypto prices are highly volatile and shaped by events no model can foresee, so always do your own research and never invest more than you can afford to lose.
Is USDai safe?
"Safe" depends on two separate things: how you hold USDai (USDAI), and price risk. For custody, use reputable exchanges and consider a self-custody hardware wallet for larger amounts, and never share your private keys or seed phrase. For price, every cryptocurrency is volatile and can lose value quickly, so only commit capital you can afford to lose. Being listed on major exchanges is not an endorsement or a guarantee against loss.
Can I stake USDai?
Whether USDai can be staked depends on its consensus mechanism. Proof-of-Stake networks let holders lock USDAI — by running a validator or delegating to one — to help secure the network and earn rewards. Check USDai's underlying technology first, use only reputable providers, and be aware that staked funds can face lock-up periods and, on some networks, slashing penalties.